Cassaday & Company, Inc. works with independent insurance professionals in the life, health, disability and property casualty areas, in a consultatory capacity to assist our clients in determining the following:

1. Do you have adequate coverage?

2. Do policies meet your current needs, taking into account recent life or career changes?

3. Are any of your policies in danger of lapsing soon?

4. Are your policies’ costs competitive?

5. Are policies properly titled as to ownership and beneficiaries?

6. Does the overall insurance program comport with the rest of your financial and estate plans?

We determine the answers to these important questions by conducting an audit of your existing policies and comparing the provisions with your needs. We produce a comprehensive report summarizing our suggestions and, if desired, coordinate any changes for the client at no additional cost.

The primary benefits of this audit should be simplification and peace of mind. Our employees may or may not participate in any commissions paid in the event of changes in coverage. This is disclosed to clients beforehand.

You may contact Cassaday and Company, Inc. with any questions that you may have.